Healthcare Management
Responding to the increasing demands of Indonesian employees and the expanding obligations of manpower legislation, and managing the spiraling costs of those obligations, requires a dedicated commitment of resource and expertise to the design of tailor-made healthcare management and employee benefit programs for Indonesian employers.

Since 1997 IBS Group's Healthcare Management company, Cipta Integra Duta, has delivered that expertise to a broad range of clients from major corporations to private individuals. We can assist your company to optimize your employee benefit budget by developing tailored medical benefit programs, whether insured, self-insured or a combination, as well as comprehensive pension and other retirement funds, whether on a defined benefit or contributory basis.

IBS Healthcare Management also offers a complete range of individual insurance plans covering home, contents, travel, motor vehicle, personal accident, medical and life for staff plans, individual customers or comprehensive programs developed for affinity groups and associations.

IBS Healthcare Management is the only Indonesian risk services provider employing qualified medical doctors and certified healthcare professionals as well as insurance experts.

We believe this unique blend enables us to provide highly flexible and broad-based insurance and self-insurance solutions and consultancy services.

Our objective is to design programs which promote staff retention and recruitment at optimal cost, whilst helping to deliver world-class solutions and drive efficiencies through the business. We believe this can be best achieved by a combination of expert analysis, knowledge of coverage options, claims service and technology.

IBS Healthcare Management is also crucially aware of the need for cost efficiency and control over escalating healthcare financing costs. This requires well-planned benefit structures and active coordination with healthcare providers and administrators in order to guarantee value for money.

The key to optimizing healthcare financing is through financial modeling of insured and retained costs. IBS Healthcare Management possesses the people, skills and technology to help clients in this vital area of their operations.

In addition to corporate employee benefit services, IBS Healthcare Management caters to the insurance needs of individuals, whether they are part of a staff insurance plan, an affinity group scheme or a private purchaser of insurance.

We can advise on and develop tailored insurance programs including domestic household building and contents, motor vehicle and cycle, marine craft, personal liability, personal accident, medical, life, education and savings plans. We have particular expertise in developing staff insurance plans providing discounted premiums through bulk buying, with systems to facilitate payroll deduction or direct debit capability.

These programs act as a value added benefit to staff recruitment and retention, and provide peace of mind and security over the assets most important to individuals.