The IBS Group name and reputation were built on a foundation of trust. Therefore, this online and privacy policy tells you about the information IBS Group collects through the services available on our Website, http://www.ibsrisk.com (the "site"), how we use that information and how you can opt out of certain uses of information we may collect. By using our services and accessing our Site, you are consenting to the information collection and use practices described in this policy, as modified from time to time by us. Please see our terms of use under legal for a more detailed legal explanation of our general online policies.

CUSTOMER SERVICE CORRESPONDENCE
We may collect information that identifies you personally when you login / register IBSNews or submit comments, post your questions or suggestions to our online services.

CURRICULUM VITAE ("CV")
If you are interested in applying for a job with IBS Group, we may collect your CV. CV you submit for job applications will not be used for marketing purposes. Please see the Data Protection Notice section below.

Any CV sent to us by you in response to a job application advertised on this site shall be used for our own internal purposes in order to fill the position advertised on this site. However, IBS Group may hold the Personal Information supplied by you for a reasonable period thereafter in order to notify you of any similar positions that may become available. Any Personal Information collected by IBS Group will be stored in its internal databases, such as its Human Resources database for reference. The information may be retained and used by IBS Group for a reasonable period and in accordance with data retention requirements of the law.

DATA PROTECTION NOTICE
IBS Group respects privacy and seeks to protect your Personal Information. Except as disclosed in this policy, we do not sell or disclose information that identifies our clients' personally or makes it possible for other parties to contact them directly without our clients' consent. We may use, sell, disclose, or otherwise dispose of Personal Information we collect in the following circumstances:

AGGREGATE INFORMATION
We collect Aggregate Information about you and your use of our site whenever you visit us online. For instance, we may collect various forms of "click stream" information such as entry and exit points for our site (i.e., referring URLs or domains), site traffic statistics, page views, impressions, and operating system and browser type. In addition, when users request pages on our site, our servers automatically log their IP addresses. An IP address is a number that is automatically assigned to your computer whenever you are surfing the Web. This Aggregate Information generally will not personally identify you or be correlated to you individually for external purposes. We may collect, compile, store, publish, promote, report, sell, or otherwise disclose or use any and all Aggregate Information, provided that, such information does not personally identify you. When we share such information with other companies, it is not traceable to any particular user, and will not be used to contact you. If we do correlate any Aggregate Information to you, such information will be treated like any other Personal Information under this policy.

COOKIES
We may make use of "cookies" on our site. Cookies are small text files that are stored on a user's computer by a Web server based on the permissions set in a user's browser software. A cookie itself is not designed or intended to read any information from a user's computer (other than the contents of the cookie); rather, it is an identifier used by the Website that originally placed it on your hard drive. The actual contents of the cookie information can be retrieved by the same server to identify the computer and subsequently to customise, monitor, or regulate the use of a site based on information stored on the host server. Therefore, cookies only identify the user's computer to the Website which may correlate other information, including personally identifying information with the cookie.

We use cookies to allow us to automate access and data entry functions of our site such as, tailoring the site to your preferences or interests, or customise promotions or marketing. In addition, cookies allow us to track use of the site to determine those areas which are useful or popular and those that are not thereby enabling us to improve and update the site effectively.

You may adjust your Web browsers to either alert you of the use of cookies or refuse to accept cookies entirely. For Internet Explorer users, you can click on the "Start" button and then select Control Panel, Internet Options and the Security tab. If you click on the "Custom" button, you will be able to see the cookie options. For Netscape users, in the browser, select File, Preferences and then Advanced to view the cookie options. Be aware that if you elect not to accept cookies, the site may not function properly or permit access.